When one is applying for a life insurance cover, their approval will depend on different factors. One of the crucial factors is one’s current health condition at the time they are applying for the cover. Whereas some types of medical conditions may or may not be considered as serious, it is crucial that all life …
Can individuals with Hepatitis B or C get life insurance? Read More »
Insurance cover is not as straightforward as many other products in the market. In some instances, insurance companies can deny coverage: 1. Driving an old car Ireland’s big motor insurance companies are refusing to cover old cars. Customers driving vehicles that are 15 years or older are denied insurance cover, even if they have a …
Can a car insurance company refuse to insure you? Read More »
Are you here to learn about life insurance for mothers? That’s perfect. We have all the information you need. Mothers life insurance works the exact same as normal life insurance. The only thing that changes is the circumstances of why you may require cover. You get the normal reasons: Covering the mortgage so they have …
Mothers life insurance – Responsible insurance for children Read More »
What does Excess mean in Insurance Terms? Many people assume that once they get a car insurance cover and pay premiums religiously, the will never have to part with any money in case something happens to the vehicle and they have to make a claim. However, this is not usually the case because you will …
Excess – What does it mean in the Insurance Industry Read More »
Unfortunately, death is a reality for all of us, and that means you have to plan for what your family will do when you are no longer there to support them and care for them the way that you used to. One way that you can do that is through life insurance. But life insurance …
Some medical conditions can render you unable to qualify for life insurance. Typically, underwriters ask detailed questions concerning past or current heart issues and other life threatening medical problems. However, if you are suffering from any kind of heart condition, or had suffered heart problem in the past, this does not mean you can’t get …
When you apply for life insurance policy, you are subject to a number of questions concerning your family medical history. These questions are intended to discover any possible hereditary conditions and establish the risk of insuring you. The insurers use the information to decide whether you are insurable or not, according to their own underwriting guidelines. This information …
Why Does My Family History Affect My Life Insurance Read More »
Life insurance gives people coverage for a specified period at a special premium rate. This is normally coverage for death only. People tend to wonder what is contained in a life term policy. It comprises of 3 main parts, the period of coverage, the face value of the insurance and the payable premiums. In Ireland, …
How to cancel your life insurance policy in Ireland Read More »
An endowment policy entails the buying of any investment product from a life insurance company. These products are set up just like regular savings plans. At the end of the set period, the payment is done in lump sums. The major benefit of this policy is that it includes life assurance. In the instance that you …
The economy is certainly looking healthier than it was just a couple of years ago, but we are still living in uncertain times. After struggling for so long to make ends meet, many of us are still just a couple of missed pay checks away from financial meltdown. We’d all love the reassurance of a …
Is Mortgage Payment Protection Insurance Really Worth It Read More »
