Whether you use your laptop to earn your living, surf the internet or just watch the occasional film, being left without a functioning laptop, whatever the reason, can be a major inconvenience.
There are a huge range of laptops and Macs out there with many costing upwards of €500. With such an expensive item, it pays to put protection in place.
Can you afford to replace your laptop if something goes wrong?
5With laptop insurance you won’t have to.
Tailor your cover to suit you
You should ensure you find the insurance best for you by tailoring policies to meet your specific requirements. This means you only pay for the cover you need, so you call the shots. You can choose from:
- Accidental damage – with laptops notoriously easy to drop, it pays to protect against accidental damage;
- Liquid damage – hot and cold drinks regularly share desk space with laptops, so protect yourself from damaging spills;
- Theft – laptops are high on a criminal’s wish list due to their size, portability and value;
- Breakdown – warranties expire and faults can occur, often in the middle of an important project. Breakdown cover will have you back up and running in no time;
- Worldwide cover – if you can’t resist taking your laptop away with you, worldwide cover is a reassuring travelling companion.
Some Laptop insurance stories.
Derek – Student
“I’m a student in Dublin and before I went to college I never invested in any insurance products. I know my parents have life insurance and home insurance but that’s far from what I needed. They advised me to get laptop insurance because of how much I invested in my equipment.
I paid around €10 a month for my gadget insurance and it was probably the best think I’ve ever done. There was no way I could have ever afforded a new laptop as a student. My loans just about covered my cost of living let alone equipment.
I ended up dropping my computer and smashing the screen as well as detaching the screen connection wire. The insurance company replaced the laptop and it was done in less than a week. I had to pay €35 excess but it was worth it. I wouldn’t have been able to get my projects done without my laptop insurance.”
I talk business, marketing, technology and lifestyle and ways I’ve saved money on bills and insurance. Everything written on this blog is from personal experiences. Let me know if something is outdated and I’ll ensure to republish.